Sometimes people get into debt through no fault of their own and, even if they have been to blame, want to sort things out. Fortunately, there are now some lenders willing to provide adverse credit mortgages and this short guide will help you understand what to expect.
Not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.
The services we provide are bespoke and our fees will vary.A typical fee for a regulated mortgage, to cover the costs of packaging and submitting your application, would be £295. Our initial assessment is free and when this is complete we will confirm in writing exactly what we will charge. Our refund policy and further details are provided in our terms of business.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.
Sometimes people want to release equity in their homes because they need cash for a particular purpose. This short guide looks at how certain types of mortgage will allow you to do exactly this.
People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.
With an Offset Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further.
Remortgaging means switching your mortgage to another deal with another lender without moving property.
When you’re purchasing a commercial property the rules of standard mortgages change and lenders have all kinds of stipulations about what they’ll lend on and what they won’t.
Bridging finance was once viewed as a product only to be used perhaps when a property chain had broken down. It is now a more understood and accessible option, typically used by property investors across the UK.
The days of high street banks’ lending for development finance have long gone. These days you need to have a healthy deposit and some expertise on board to get any lender even willing to listen.